USDA loans are for homes in rural areas made available to people of various income levels. Guaranteed loans are great for moderate income levels and 502 Direct is great for people with good credit but low income.
FHA Loans are great for people with less-than-perfect credit and can require little down payment. VA loans require little to no down payment and are perfect for veterans and their families.
Conventional loans have no income restrictions and great rates. Already own a home but need a better rate or term? Refinancing with JCL can make that possible.