The USDA 502 Direct Loan is designed for homebuyers who have good credit but a limited income. With this program, which helps subsidize payments, you can get 100% financing for a USDA-eligible home in a rural area.

The Advantages

A Safe, Sanitary Home

You won’t have to worry that the home you’re living in is putting you in danger.

Payment Assistance

You’ll get help paying your mortgage every month with funds that subsidize your loan.

No Down Payment

There’s no need to worry about a down payment because you won’t be required to pay one!

Your Home. Your Way.

Buy an existing home, have one built, repair a fixer-upper, or renovate a home to your taste.