Who It’s For

If you prefer the quiet rural life to the hustle and bustle of the city, then a United States Department of Agriculture (USDA) Guaranteed Loan is a great option. It’s designed for those with limited income and a lower credit score and can provide you with 100% financing for a home in an eligible rural area.

The Advantages

Low Interest Rates

Save money with a lower interest rate than what you would get with an FHA or conventional home loan.

No Down Payment

Buy a home with no down payment! Available for qualified homebuyers under the USDA loan.

Qualify with a Low Credit Score

Qualify for a USDA Guaranteed Loan, even if you have a less-than-perfect credit score

Low Origination Fee

Pay a fee of just 2% of the total loan amount and roll it into your mortgage if you like.